Key figures

2007 year



  • 21 959 employees (full-time equivalent at December 31, 2007)
  • Division in 68 countries

LONG TERM RATING*
RatingRating agency
AA- (Stable)Standard & Poor's
Aa3 (Stable)Moody's
A+ (Stable)Fitch Ratings


* As at July 30, 2008

RESULTS
Result type200720062005
Net banking income7 263 M€*7 244 M€6 066 M€
Gross operating income902 M€**2 318 M€**1 921 M€
Net income (Group Share)1 130 M€**2 136 M€**1 727 M€
ROE7%14% 12%

* Excluding writedowns on subprime and monoline

** Excluding restructuring costs, costs relating to the creation of Natixis and extraordinary items.



FINANCIAL STRUCTURE
Balance data12/31/2007 12/31/200612/31/2005
Tier one capital *11,7 Md€11,2 Md€9,9 Md€
Capital adequacy ratio (CAD)10,3%10,6%11,5%
Tier One Ratio *8,3%8,9%8,5%
Total assets520,0 Md€458,6 Md€437,8 Md€
Weighted risks **141 Md€125 Md€116 Md€

* After deductions in accordance with CRD/Basel II rules.

** With affiliation of Ixis CIB and non affiliation of Natixis (as at 12/31/2006 and 12/31/2005)



NET BANKING INCOME FROM DIVISION
Division200720062005
Corporate and Investment Banking3 054 M€*3 494 M€2 749 M€
Asset Management1 710 M€1 497 M€1 222 M€
Private Equity and Private Banking504 M€449 M€276 M€
Services1 299 M€1 151 M€1 045 M€
Receivables Management916 M€840 M€785 M€

*Excluding writedowns on subprime and monoline

NET RESULTS FROM DIVISION
Division200720062005
Corporate and Investment Banking-177 M€948 M€706 M€
Asset Management259 M€266 M€192 M€
Private Equity and Private Banking245 M€229 M€109 M€
Services310 M€238 M€207 M€
Receivables Management187 M€145 M€134 M€
Retail banking469 M€497 M€413 M€