Key figures

2008 year



  • 22 096 employees (full-time equivalent at December 31, 2008)
  • Division in 68 countries

LONG TERM RATING*
RatingRating agency
A+ (Stable)Standard & Poor's
Aa3 (Stable)Moody's
A+ (Stable)Fitch Ratings

* As at June 09, 2009

RESULTS
Result type20082007
NBI excluding GAPC

€6,386m

-

NBI

€2,934m

€6,043m

Gross operating income*

-€1,754m

€902m

Net income (Group Share)

 -€2,799m

€1,101m

Net income (GS) excluding GAPC

€810m

-


* Excluding restructuring costs, costs relating to the creation of Natixis and extraordinary items.



FINANCIAL STRUCTURE
Balance data12/31/2008 12/31/2007
Tier one capital

 €13.4bn**

11.7 Md€*

Capital adequacy ratio (CAD)

 10.2%**

10.3%

Tier One Ratio

 8.2%**

8.3%*

Total assets

 €556bn

520 Md€

Weighted risks

 €163bn**

141 Md€


* After deductions in accordance with CRD/Basel II rules. / ** CRD/Basel II rules



NET BANKING INCOME FROM DIVISION
Division2008 2007*

New CIB

€2,857m 

€2,574m

Asset Management

 €1,358m

€1,710m

Private Equity and Private Banking

 €191m

€511m

Services

 €1,477m

€1,466m

Receivables Management

 €800m

€925m

 GAPC (workout portfolio management)

-€3,452m 

 -€776m

*Data taking into account: (i) Reclassification of leasing activities and international services of the CIB division to Services division, (ii) Adjustment of analytical conventions in relation to the remuneration of allocated capital and the allocation of infrastructure costs, (iii) Allocation of capital according to CRD/Basel II standardized approach

NET RESULTS FROM DIVISION
Division2008 2007*
Corporate and Investment Banking

 €370m

€518m

Asset Management

 €208m

€263m

Private Equity and Private Banking

 -€10m

€248m

Services

 €342m

€359m

Receivables Management

 €71m

€186m

Retail banking

€285m 

€480m 

GAPC (workout portfolio management)

 -€3,609m

-€776m

*Data taking into account: (i) Reclassification of leasing activities and international services of the CIB division to Services division, (ii) Adjustment of analytical conventions in relation to the remuneration of allocated capital and the allocation of infrastructure costs, (iii) Allocation of capital according to CRD/Basel II standardized approach