Social and Environmental Risk Management

Equator Principles 

By adopting the Equator Principle (EP) in December 2010, Natixis acknowledged the importance of incorporating the environmental and social (E&S) aspects in the due diligence and monitoring processes of new projects and the need to resort to a proven methodology used by a large number of financing institutions.

During 2011, Natixis developed the necessary means and started to implement the proper steps to ensure the full application of the EP by the business lines concerned and their recognition in the internal credit decision process.

For 2011, Natixis communicates its first EP report. As such, it focuses on the implementation process of the Equator Principles within the Bank.  

Policy to exclude the armament sector 

In March 2009, as part of the responsible management of its activities and their consequences, Natixis adopted a policy to exclude all financing and investment in companies involved in the manufacturing, storage and trade of land mines and cluster bombs.

This policy applies to the financing of these companies, to proprietary investment, to third-party asset management by Natixis Asset Management, which has also launched a customer awareness approach.

The general procedure is verified during the decision process (e.g. credit or investment committee) applicable to each activity concerned.