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Digital revolution

Digital card security code

© Oberthur Technologies

Making online payments more secure

Transaction security is one of the main concerns of customers paying for goods and services online. The Banque Populaire and Caisse d’Epargne banks, in partnership with BPCE, Natixis Payment Solutions and Oberthur Technologies, are the first banks in the world to have tested a payment card incorporating a dynamic visual card security code for their clients. This technology, based on the automatic modification of the cardholder’s security code at random intervals, offers an optimal and highly innovative solution for fighting fraud. It does not change the client’s usual purchasing experience or require the e-merchant to make any alterations to his online payment system.

Abstract from Target 2016, Natixis corporate document