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Video transcription: Experts' views - Dominique Coudert & Harold Elie

Experts' views - Dominique Coudert and Harold Elie, Deputy Chief Executive Officer and Director of Marketing and Communications at Natixis Interépargne

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Paroles d'experts

Natixis Interépargne: a pioneer in employee savings plans
Meeting with Dominique Coudert, Deputy Chief Executive Officer, and Harold Elie, Director of Marketing and Communications at Natixis Interépargne

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Can you tell us about Natixis Interépargne?

[Dominique Coudert]

A pioneer and market leader, Natixis Interépargne takes an approach to employee savings with a strong human and social aspect. Natixis offers companies customised support for employee savings plans, retirement plans and securities accounts. I would also add that we provide our services to all companies, whether they’re big or small, French or international, publically traded or not.

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What is your added value?

[Dominique Coudert]

Our customers benefit from an organisation and dedicated teams that guarantee productivity, proximity, experience and skill. Natixis offers global support in both administrative and financial management. It combines consulting, turnkey solutions, and communications services. Our customers also benefit from our award-winning financial management service and our keen sense of innovation. That’s why our assisted management offer is the most comprehensive on the market, with a 100% guarantee over a complete service cycle.

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Can you tell us about your PTO management/PERCO offer?

[Harold Elie]

The PTO/PERCO is a mechanism created by legislators in order to transfer unused PTO into the PERCO. The advantage for employees is that the system lets them save for retirement without any extra effort on their part and while benefitting from lower tax and social contribution rates. On the other hand, companies can reduce their social liabilities related to employees, since unused PTO collected in a savings account can represent a significant social liability.

Natixis Interépargne’s service offer for managing PTO transfers is the most comprehensive on the market. It includes interviews with account holders and reports delivered to companies and employees. Employees can also check the number of PTO days they have saved in their account by using the Natixis Interépargne website. They have access to a complete set of informative documents to help them decide whether to leave PTO days in the CET or invest them in the PERCO.

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