Sureties and Guarantees

Compagnie Européenne de Garanties et Cautions: a multi-market offering

Compagnie Européenne de Garanties et Cautions helps finance the projects of a wide range of economic players, while securing transactions and protecting consumers.

A comprehensive offering to meet clients and banking partners’ expectations

Compagnie Européenne de Garanties et Cautions assists individuals and banks, companies or professionals that use financial guarantees to ensure the reliability of credit transactions or to secure contracts, projects and transactions. 
The offering of Compagnie Européenne de Garanties and Cautions is available through the brand names Cegi, Saccef and Socamab:

  • the Saccef bank loan sureties secure the financing of economic players’ projects: real estate loans to individuals, professional investment loans or medium- and long-term loans in the social economy and social housing sectors;
  • the Cegi contractual, tax or regulated financial guarantees support companies in their development;
  • financial guarantees to real estate businesses protect consumers or secure transactions in accordance with regulations that are specific to certain trades: Cegi guarantees to constructors of single-family homes and to property promoters, Socamab guarantees to property managers and real-estate agents.

Its high-technology services (sureties via Internet) make things easier for its clients and banking partners.

The French multi-market specialist in financial guarantees

Compagnie Européenne de Garanties et Cautions is France’s only multi-disciplinary surety insurance company.

In the housing sector, it is the second-largest issuer of real-estate guarantees to individuals in the French market and is the co-leader for regulated guarantees to property managers and real-estate agents, constructors of single-family homes and temporary employment companies.