Consumer Finance

Natixis Financement: a specialist in consumer finance

Third-largest player in consumer finance in France, Natixis Financement develops revolving credit services for retail banking networks and insures the management of their personal loans.

Acknowledged know-how at the service of retail bank

Thanks to a complete offer of revolving credits and personal loans, Natixis Financement masters the entire value chain:

  • marketing / design,
  • multi-channel promotion,
  • credit scores,
  • managing files,
  • compliance,
  • collection and litigation.

A responsible player

Products marketed by Natixis Financement fit customers' needs and their ability to repay. 

The revolving credit, associated to the payment card proposed by Natixis Financement, allows to modulate payment installments. The rate is decreasing according to the amount of used loan and optional insurances guarantee the customers, the card and the purchases. Furthermore, the credit repayments may be paid off at any time without penalty.


Natixis Financement in figures

  • Third-largest player in consumer lending in France
  • 5.9 million loans managed in 2014
  • €20.8 billion consumer loans outstanding (+ 11% vs. 2015)
  • 91.3% final clients satisfied (Source: Codha 2015)