Key Figures

2018 Key Figures



  • 21,652 employees (full-time equivalent at December 31, 2018)
  • 17% of employees working abroad
INCOME STATEMENT (in €m)
  2018 2017
Net revenues   9 616    9,467
Gross operating income 2 793 2,835
Cost of risk   (215)    (258)
Pre-tax profit   2 661    2,651
NET INCOME (GROUP SHARE)  1 577    1,669

 

RoTE                                                                                                            
  11.8%                      11.9%
Cost ratio   71.0%                      70.1%
FINANCIAL STRUCTURE
  12.31.2018 12.31.2017
Basel 3 Core Tier one ratio (phase-in) 10.9% 10.8%
Basel 3 risk weighted assets (in billions of euros) 109.2 110.7
TOTAL ASSETS (in billions of euros) 495.5 520
Book value per share (in euros)* 5.35 5.18

* After paying out the proposed dividend for the fiscal years in question

BUSINESS LINES NET REVENUES (in €m)
  2018 2017
Corporate & Investment Banking 3,169 3,581
Asset & Wealth Management 3,419 3,113
Specialized Financial Services 1,472 1,382
Insurance 790 734

 

PRE-TAX BUSINESS LINES PROFIT (in €m)
  2018 2017
Corporate & Investment Banking 901 1,300
Asset & Wealth Management 1,212 947
Specialized Financial Services 454 371
Insurance 358 308
RoE** post business lines tax    
13.5% 13.8%

 

** Reported figures including non-recurring items. Excluding non-recurring items, 2018 RoE: 13.7%, 2017 RoE: 13.8%